What is the EB5 Loan Program?
The EB5 program allows foreign investors to pursue U.S. permanent residency. While EB-5 investors are required by USCIS to invest a minimum of $800,000, our program offers compliant financing options that may help qualified applicants access the necessary capital with only $500K initially funded.
Why wait years to save enough when your family's future in America can begin now?
Our EB5 Loan Advantage
Same Green Card, Just More Affordable
Save more than $300K upfront
Preserve capital for your new American life.
Structured to meet current USCIS EB-5 compliance requirements.
Our structured program meets all legal requirements
Risk-mitigated investments
Projects with institutional backing and 50%+ completion
Faster processing timeline
Work permits may be issued in approximately 3–6 months, based on USCIS processing timelines.
Expert Guidance
End-to-end support from immigration attorneys and financial advisors
Family-inclusive
Secure future for spouse and children under 21
Designed for High-Achievers Like You
Our strategic financing solution is tailored specifically for:
- H-1B professionals seeking permanent residency
- Accomplished entrepreneurs and business founders
- Corporate executives planning their U.S. transition
- Medical Professionals
Financial Comparison
The Open Invests Difference
| Financial Component | Standard EB5 | With Loan Program |
|---|---|---|
| Principal Investment | $800,000 | |
| Legal/Immigration Fees | $20,000 | $20,000 |
| USCIS Fees | $20,000 | $20,000 |
| Total Capital at Risk | $800,000 + Expenses |
*Loan terms, including amounts and interest rates, are subject to change without notice. Actual terms may vary based on underwriting criteria, market conditions, and the specific details of the project. Promotional examples are for illustrative purposes only and do not constitute guaranteed offers.
Process Timeline
Your clear path to Permanent Residency
Days 1-40
Foundation Phase
- Expert legal team retention
- Source of funds analysis
- Investment documentation execution
Days 40-90
Application Filing
- Fund at least $200,000 into secure escrow
- Submit I-526 green card petition
- File I-485 adjustment of status (if in US)
- Complete biometric appointments
Days 90-180
Work Authorization
- Receive Employment Authorization Document
- Gain Advance Parole travel privileges
- Begin working and living freely in the US
- Five-year permits - immediate freedom
Months 18-24
Petition Approval
- USCIS approves your I-526 petition
- Investment review confirmation
- No additional fees at this stage
6 Months Later
Green Card Delivery
- Receive 2-year conditional Green Card
- No interview required in most cases
- Full permanent resident privileges
Final Stage
Permanent Residency
- File I-829 for condition removal
- Receive permanent, unrestricted Green Card
- Path to citizenship now open
- Investment term ends
USCIS Loan Compliance
How Our EB5 Loan Aligns with USCIS Requirements
Alignment With USCIS EB5 Requirement
The loan program aligns with the U.S. Citizenship and Immigration Services (USCIS) requirements for EB-5 investments through the following detailed provisions:
USCIS Accepts Loans for EB-5 Investment If:
The loan is secured by the investor's own assets (not the assets of the EB-5 project or a third party). The investor is personally and primarily liable for the loan — meaning recourse loans are acceptable. Additionally, the loan is obtained lawfully, and its source is clearly documented.
Key USCIS Rulings
Documentation Needed
Loan agreement
Collateral documents (e.g., property title, fixed deposit certificate)
Source of loan funds (how the lender got the money)
Proof of investor's ownership of collateral + Proof of personal liability
Our Projects
Explore Tailored Opportunities *
Comprehensive Risk Mitigation
Your Capital, Protected by Design
Everything You Need to Know About EB-5
Get instant answers to the most common EB5 questions. From investment amounts and timelines to family eligibility and project due diligence. Download our quick FAQ guide to understand every step of the EB5 process before you invest.
Contact us
If you still need help, our team is always available for all of your questions and needs.
